Reverse Mortgage Explained #HECM Reverse Mortgage

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Dan Mendoza is a Licensed Certified Reverse Mortgage Specialist

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What Is A Reverse Mortgage?

Dan The Reverse Mortgage Man

I can answer your questions

 There are lots of misconceptions about reverse mortgages, particularly among senior homeowners.

A reverse mortgage can help senior homeowners who are equity rich – but need the liquidity of additional cash flow - to help fund their retirement.
A Reverse mortgage operates much like any other loan secured by a home… except that it transfers responsibility for repayment from the borrower to the home at sale or refinancing.
It allows a senior homeowner to eliminate their mandatory, monthly Principal and Interest mortgage payments, while unlocking access to the equity in their home, free of income taxes.
By using a reverse mortgage, a senior homeowner can remain in their home, retaining their title as owner and still maintain their independence.
This additional non-taxable cash flow can also help senior homeowners decrease the odds of outliving their money in retirement and reduce the anxiety about their financial future.
To learn how a reverse mortgage might be structured to suit your needs, call your C2 certified reverse mortgage specialist today.

Reverse Mortgage; How It Works

Dan The Reverse Mortgage Man

The purpose of this blog is to answer the questions that most seniors have regarding a HECM loan, Most commonly referred to as a reverse mortgage. 

I sold real estate for 50 years and am most proud of treating my clients the way I would want someone to treat me if the rolls were reversed. 

I am now devoting my time and energy to helping seniors to make the right decision as to whether they need a reverse mortgage. Here's a short video of who I am, I feel that putting a face to the blog and sharing my struggles it makes me more human.